Endorsements

To Fellow Boat Lovers, Brokers and Bankers,

I have been a real estate developer for forty years. Throughout this time, I have owned nineteen boats, most with mortgages. In my experience, I have never had the privilege of dealing with a more helpful, willing and competent professional than Sandra Ewing of Pacific Yacht Finance, Inc.

Pacific Yacht Finance provided me with a 1.7 million dollar yacht loan for my recent acquisition of Shana, a 103' Motor Yacht. Sandra guided me through the process in a timely fashion, obtaining very favorable terms, and making this a pleasurable experience.

You could not find a better financing source than Sandra Ewing, of Pacific Yacht Finance. I recommend her highly.

Sincerely,

Frank Aries